Letter to prompt debtor to pay up????

[Chris Windebank]

a good site for this with templates
https://payontime.co.uk/late-payment-le … -templates

[Martin Gray]

Was going to post the same question today Hugh. must be something in the air with these buggers!!

Martin

[David Hammond]

I found sending a statement titled

‘Advanced Notice of Charges’ or something similar, sounding semi official, with a fully itemised breakdown.

Debt owed
Interest
Compensation

Total:

And a deadline for when it must be paid or you WILL charge these. It tends to wake them up.

My last late payer opened their till in front of me, paid in full. 😀

[John Thomson]

I would send a final demand, 14 days later a LBA ( letter before action warning legal action will be taken without further notice), all recorded delivery, then 14 days after that if they have not paid start a small claims action as you have followed the required procedure…..dead easy to do.

Just got a judgement this way against another signmaker who owed me just over £1000 for prints………now I send in the Sheriffs Officers to enforce payment…and his credit rating is screwed for the next 6 years at least.

John

[KevinGaffney]

I find you need to be careful with this type of letter. On the odd occasion it may work but as often as not will get a clients back up. Personally I prefer to make endless phone calls, send endless emails and texts to the point of becoming a real pain. Will often send a succession of texts, maybe every fifteen minutes to the effect, "Whats story with overdue invoice". "When can we expect payment"."Why are you not replying to my texts". "Please reply to my text immediately to prevent further action". Anyway you get the picture. You see, I have a theory these slow payers probably have a long list of people they owe money to. The trick is to get to the top of that list. I’ve often resorted to " I understand things are tight but I have kids I’m struggling to feed. All I ask you is when you are in a position to write your next cheque, ignore everyone else and please make mine your first priority". Thankfully have picked up no bad debts in last three years.