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Latest Credit Card Scam – This is crafty!
This is crafty, and just in case you get a call like this
Just heard about this from a friend
Please be aware of the following credit card scam
This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you’ll be better prepared
to protect yourself.A colleague was called on Wednesday from “VISA”, and another was called
on Thursday
from “MasterCard”. Note, the callers do not ask for your Card number;
they already have it.The scam works like this: Person calling says, “This is (name), and I’m
calling from the Security and Fraud Department at VISA. My Badge number
is 12460. Your card has been flagged for an unusual purchase pattern,
and I’m calling to verify. This would be on your VISA card that was
issued by name of bank). Did you purchase an Anti-Telemarketing Device
for £249.99 from a Marketing company based in (name of any town or
city)?”When you say “No” the caller continues with, “Then we will be issuing a
credit to your account. This is a company we have been watching and the
charges range from £150 to £249, just under the £250 purchase pattern
that flags most cards. Before your next statement, the credit will be
sent to (gives you your address), is that correct?”You say “yes”. The caller continues – “I will be starting a Fraud
investigation. If you have any questions, you should call the 0800
number listed on the back of your card and ask for Security. You will
need to refer to this Control Number. The caller then gives you a 6
digit number.“Do you need me to read it again?”
Here’s the IMPORTANT part on how the scam works. The caller then says,
“I need to verify you are in possession of your card”. He’ll ask you to
“turn your card over and look for some numbers”. There are 7 numbers;
the first 4
are part of your card number, the next 3 are the security Numbers that
verify you are the possessor of the card. These are the numbers you
sometimes use to make Internet purchases to prove you have the card. The
caller will ask you to read the 3 numbers to him.After you tell the caller the 3 numbers, he’ll say, “That is correct, I
Just needed to verify that the card has not been lost or stolen, and
that you still have your card. Do you have any other questions?” After
you say No, the caller then thanks you and states, “Don’t hesitate to
call back; if You do”, and hangs up. You actually say very little, and
they never ask for Or tell you the Card number. A colleague called back
within 20 minutes to ask a question and The REAL VISA Security
Department told him it was a scam and in the last 15 minutes a new
purchase of £249.99 was charged to his
card.What the scammers want is the 3-digit PIN number on the back of the
card. Don’t give it to them. Instead, tell them you’ll call VISA or
Master card directly for verification of their conversation. The real
VISA will never ask for anything on the card as they already know the
information since they issued the card!If you give the scammers your 3 Digit PIN you think you’re receiving a
credit.
However, by the time you get your statement you’ll see charges for
purchases you didn’t make, and by then it’s almost too late and/or more
difficult to actually file a fraud report.
Please pass this on to your family and friends. By informing each other
we protect each other.Hope it helps
Vince
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3 Replies
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It is a chain mail Vince.
http://www.breakthechain.org/exclusives … escam.html
A spokesperson from Visa U.S.A. Fraud Control told BreakTheChain.org that his office has received no such call, but consumers should be alert nonetheless:
“Visa U.S.A. fraud control has not spoken with a single consumer that has actually received this phone call, but many consumers are reporting receiving the email. Obviously I can’t rule out that some consumer may have received this type of call, since these types of schemes do occur on a regular basis. Consumers should always be educated not to provide personal or financial information to anyone who telephones them or emails them.”
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Shane
I didnt know, better safe than sorry though. It will probably mean that someone will try it now though lol
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quote Vince Francis:Shane
I didnt know, better safe than sorry though. It will probably mean that someone will try it now though lol
I always run any forwarded warnings thru http://www.breakthechain.org and type in a few unique words from the text into the search panel.
I’d encourage everyone to do it before forwarding stuff like this as it would reduce emails into my inbox significantly 😳
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