Accept Card Payments from any location?

[Hugh Potter]

so according to the advert, they ‘sign’? or do the enter a pin too?

if they sign, it’s an issue with bent cards,
with a pin, how long before some smart-ar5e works out how to record it?

I think it’s fair to say I’m not sold on it!

via the FSB I can get a truly mobile termial with a roaming sim (4 main networks), great replacement cover etc for about £22 + vat a month, ok, it’s a 36month contract but… might be a better option for a proper business, I would view this more as a non-professional option and would be sceptical if asked to put my card into someones phone attachment!!

[David Rowland]

its popular in the states so i have read

[Robert Lambie]

Hugh, I understand your concern mate… but…

You make a purchase online. "an amazing random deal"
they ask for payment and you go through the process.
the order is never delivered and your money is never debited.
end of story… but they now have your details! to use a month or several months from now elsewhere on the net.

you call your local sign supplier about a product.
they confirm they have it and proceed to ask your card details.
they jott the details down, process the order, debit your card and the order arrives next day as promised. everything above board… but…
logit company, but The employee jotting down your details now has your card info!

i have a streamline terminal too Hugh, but the same applies with you and your terminal.
it is only as secure as the person holding the device or taking the info.
if you see what i mean?

[Hugh Potter]

yeah that’s true Rob,

I tend to never write details down, only ever punching them direct into the machine – that way I have no record of the security code. I do get a bit miffed when customers just email be details with orders… little wonder some people get robbed!

[Robert Lambie]

yep, my card was stopped by the fraud squad a few weeks back. caused me no end of bother as i have lots of different online accounts use my card.
sorted now, but when speaking with the fraud squad they gave all sorts of scenarios of how someone can get my details even though ive never used an ATM or in a shop over the counter.
in end i hadnt lost anything from my card, but my card was a batch of around 500 cards an employee had access to and that has been done with fraud had obtained the card details. so as a precaution, every card was locked.

[Robert Lambie]

as for your question Hugh, I think you sign and type in your pin.
to be honest the sign part is a bit Iffy, i mean, i sign digital screens for carrier companies all the time and i dont even recognise my own signature on those things never mind doing it with my finger. :lol1:

as you said though, you have a mobile streamline machine, i do too… this is just the same but more convenient and cost effective. but i do see your cause for concern.

[Robert Walker]

I looked at this as an alternative to streamline as I don’t take loads of card payments,
They don’t do PIN numbers as yet, you only get a percentage of the payment within 4 days and the rest within 15 days and the maximum per card on visa is £500,
It’s around 2.75% per transaction which I suppose isn’t that bad as there’s no monthly

[Robert Lambie]

thanks for the feedback robert…
is the delayed payment scenario not something Paypal do also, and i mean with general payments online rather than their iPhone app? i dont use paypal often which is why i ask.

the percentage really isnt that bad considering i was told that companies like visa and the like intend increasing the percentage for those dealing allot online due to fraud.
as i said though, i receon it will level out due to competition.

the visa minimum payment of £500 is off putting though.

[Martin Gray]

I just ordered the izettle will let you know my thoughts once ive used it.

Martin

[Robert Walker]

If you have a verified bank account with Paypall it’s pretty instant , the iZettle thing does look good for people on the move and if you stick an email add in at time of purchase it will email the customer a receipt. Also you don’t need the reader you can just download the app and type in the card numbers

[Mike Grant]

It would be great to have some feedback on this. Keep us informed please. 😀

[David Rowland]

i am still on streamline… but dont i remember something about "debit cards" being only a few pence on charges… i cant recal

[Fred McLean]

We’ve signed up to a trial through a deal with the FSB’s
It’s a free proper terminal with an app for a smartphone which links with the terminal via blutooth, so you can take it anywhere, with a phone signal of course :lol1:

It’s run by Worldpay. 65p per debit or 3.3% per c/card.

Seems to work fine, receipt thru the phone via text or e-mail or there’s a pad for written receipts.

F

[Rory Elph]

if anyones still interested, I came across this link the other day which gives you the reader for free :

http://www.huddlebuy.co.uk/giveaways/iz … &name=&v=1

[Gordon Connelly]

OK so I buy a coffee from the street vendor. He uses izettle and hands me his phone so I can put my card in etc. Instead of doing that I just split with his phone. He chases me for a block or two and while he’s doing that my partners in crime raid his coffee stand, taking all his cash, his Helly Hansen coat, and his little solar powered radio.

Love it.

You can take the boy outta the gutter but you can’t take the gutter outta the boy. 😮

[Neil Speirs]

quote Gordon Connelly:

OK so I buy a coffee from the street vendor. He uses izettle and hands me his phone so I can put my card in etc. Instead of doing that I just split with his phone. He chases me for a block or two and while he’s doing that my partners in crime raid his coffee stand, taking all his cash, his Helly Hansen coat, and his little solar powered radio.

Love it.

You can take the boy outta the gutter but you can’t take the gutter outta the boy. 😮

A man after my own heart lol

[Gary Birch]

quote Fred McLean:

We’ve signed up to a trial through a deal with the FSB’s
It’s a free proper terminal with an app for a smartphone which links with the terminal via blutooth, so you can take it anywhere, with a phone signal of course :lol1:

It’s run by Worldpay. 65p per debit or 3.3% per c/card.

Seems to work fine, receipt thru the phone via text or e-mail or there’s a pad for written receipts.

F

How did or are you finding this? Is it working ok for you?

Cheers

Gary

[Kevin Busby]

Ignore I need to read first lol

[Andy Payne]

I have just joined "JUDO" (honest) you show the customer a credit card with your pin on it and THEY use their phone, simple instructions from the operator like "how much do you want to deposit" etc etc. I receive a text message to tell me payment has been made and so do they. I dont see their card details and have no need to chase after them for my phone back :P. Im not advertising the facility but on the odd occasion that Ive needed to take a payment away from the unit – this is cheap and simple.

[Neil Speirs]

This Judo thing is looking quite interesting

[Graeme Harrold]

Just ordered the iZettle Chip&Pin machine, will give feedback once its arrived.

As has been mentioned, these emerging technologies can be abused, and its up to legit businesses to use them sensibly and build customer trust in what will become standard payment options. The added bonus is the instant receipt via SMS….

[John Singh]

I kinda like the idea
I guess this is the way things are going to go and we have to keep up with it

I’m with Rob on the signature thing though

[Martin Cole]

Any feed back from anyone using mobile phone payment methods yet (?) 🙄

iZettle Chip&Pin sounds good but read a couple of offputting reviews, I see you have it Graeme.any good?

[Fred McLean]

Hi Gary, been having probs with e-mails so haven’t been getting notifications!!!

Terminal working spot on and worldpay have now added an over the phone payment method through their website as well, so all in all going great 😀

F

[George Elsmore]

any feedback on izettle folks?

[Unknown Member]

My advice would be check out how well you are covered for charge backs and claims made against you when using this device.

[Peter Munday]

Has anyone tried the PayPal chip & pin using your mobile £50 for the card reader and 2.75% per transaction.
Any feed back would be nice.

Peter