Not many really lease, it more like lease purchase.
Money is very cheap at the moment so if you have a good credit rating, it can be got for around 5% Many major banks and finance houses will loan you the dosh at very favourable rates, for home improvements or for buying a car, 😉 as long as you can put up with them trying to sell you redundancy and sickness insurance, which will cost more than the interest, (dont take the insurance I think its to expensive)
It comes out very reasonable.
Peter