Advice needed on insurance please?

[David Hammond]

Our commercial insurance covers us for clients vehicles on our premises. It’d be worth speaking with a broker, who can ensure you get the cover you need.

[David McCarroll]

Have to agree with what David said, were currently with axa and the service was tremendous but the had a big reshuffle due to some large outstanding quotes and I presume I will have to shop about.
With window tinting part of our business we always hit 2 big hurdles… When’s car leaves if we are taking it back to a customer it is then a modified car and the other is that not many insurance companies are keen on working around electrics in a car with water.

One thing to note is that if you contact an insurance company direct then a broker contact them on your behalf they will not quote to the broker as they have you tied now.

[Robert Lambie]

quote Tim Cowlishaw:

what insurance would you need if you are wrapping or rubber dipping cars
Thanks

Tim, unless you are doing small bits and pieces of cars like badges and the like. don’t get involved in the plasti-dipping set up if thats what you mean by dipping cars mate. I know people that have revolved their whole business start-up based on this, only to find out the hard way. dont get me wrong, it has its uses, but very limited.

[Tim Cowlishaw]

quote Robert Lambie:

quote Tim Cowlishaw:

what insurance would you need if you are wrapping or rubber dipping cars
Thanks

Tim, unless you are doing small bits and pieces of cars like badges and the like. don’t get involved in the plasti-dipping set up if thats what you mean by dipping cars mate. I know people that have revolved their whole business start-up based on this, only to find out the hard way. dont get me wrong, it has its uses, but very limited.

I was asking for a friend whos done some dipping Its not something I want to do What did you mean about the hard way? I know a lot see it as a cheap wrap He seems to think its a new idea !

[Robert Lambie]

Hard way as in FAILS mate…
I am certainly no expert on it by any means. but I am forever hearing horror stories.
Its relatively new as in a couple of years. at least i have known of it in that time.
an example…
A lad spray dipped a complete high end car in it. the customer got a tiny stone chip or scratch/cut in the surface.
a few days later he was pressure washing his car. the pressure washer passed over the scratch in the dip coating and it instantly filled the dip coating with water, expanding like a water balloon and blowing clean off all in an instant. there you have one angry customer looking at his newly dipped matt black BMW with a very rough around the edges white door. :lol1: :lol1:
it gets worse because you can’t spray the single door, because you can’t get a colour match due to it being something you have to spray layer upon layer of in whatever direction.

I have heard lots of similar stories. just not worth the hassle mate.

[Tim Cowlishaw]

thanks for that I will tell him LOL To be honest I think hes more after the boy racer types who want to change colours For whatever reason? he has only been in contact with me for deacals You know the go faster stripes :lol1:

[Michael Kalisperas]

I was asked to do plasticoat but I refused because I know at least 8 people that did this not so long ago including my nephew. They were all proud of themselves only to find it only lasts on average a month circumstances permitting. I point blank refused to do it because I’ve heared nothing but headaches and I know it CAN if done properly work "almost" like a vinyl but the layers needed for this to work like a vinyl actually make it not cost effective. The proper way is to use layering with base coat and atleast 4 layers of the main coat and then as much on the clear coat. Many people doing it are just using the main coat. If it’s done properly it CAN hold up ok but ends up costing a fortune! So in my opinion its a waste of effort. Maybe worth mixing up with normal vinyl on hard to reach areas would be a nice evolution to the business. As a one stop colour change I would never never never use it. The amount of people pissed off with a certain place that has since gone out of business, is unbelievable!!
I can see it will have its uses and the idea of it will evolve and when it does it will aid with wrap speeds etc but there are many many issues at present.